How would you rather spend your summer?

If watching the markets zoom up and down or plotting the doings of your mutual funds brings you joy, by all means hang out in your favorite spreadsheet. But if the sun, the sea, the sand (and maybe even the kids) are calling, then come talk to us.

At Two Point Capital, we have a 20-year audited record of performance that beats the Russell 3000 by 56% and the S&P 500 by 73%, even after fees. (as of 12/31/18)*.

A proprietary strategy and discipline: Value+Quality™

Our founder and CEO, Jack McGowan, CFA®, has spent 30 years developing a unique approach to choosing stocks and bonds. His proprietary Value+Quality™ approach combines the best aspects of two time-honored strategies (Value Investing and Growth Investing) to control risk and deliver performance in good times and bad.

Value+Quality isn’t just a textbook or spreadsheet theory. It’s a robust strategy that’s been road-tested for volatility over 20 years of active investing. It’s continuously improved. And most importantly, it’s been executed for Two Point Capital clients with a strict discipline that has proven its worth.

Once you understand the thinking and expertise that underlies the strategy, you’ll share in our confidence.

What makes Two Point Capital different (drops Value+Quality)

  • Active investment management, not a pre-packaged product or broker selling you someone else’s service
  • Original bottoms-up research into the companies we invest in
  • Your portfolio calibrated to your goals and risk tolerance, so you can sleep at night
  • An audited, public track record of 20 years of active investing
  • Straightforward, fee-only compensation; never more than 1% of assets under management

What makes Two Point Capital different

  • Active investment management, not a pre-packaged product or broker selling you someone else’s service
  • Proprietary Value+Quality™ approach maximizes two time-tested philosophies and is designed to take advantage of volatility to deliver performance in good times and in bad
  • Original bottoms-up research into the companies we invest in
  • Your portfolio calibrated to your goals and risk tolerance, so you can sleep at night
  • An audited, public track record of 20 years of active investing
  • Straightforward, fee-only compensation; never more than 1% of assets under management

Are we the right fit?

Most clients of Two Point Capital are looking for a relationship with a Chartered Financial Analyst® (CFA®), want an investment strategy they can have confidence in over the long term, and have $1 million or more in investable funds. Sound like you? We would welcome the opportunity to meet with you.

There is no cost or obligation, and we will never share your contact information with anyone.

Find time and energy, calm and confidence

When your trust in your investment manager is unshakeable, you get a worry-free relationship with your own money. At Two Point Capital, we believe integrity is the sum of these elements:

  • Values — we do what’s right, just because it’s right
  • Expertise — by education, by training, by long experience, by charter (CFA®)
  • Adherence to a defined and well-understood strategy – Value+Quality™ approach developed over 30 years
  • Financial safeguards – third-party custodians that hold your funds, audited performance
  • Transparency – monthly statements from the custodian, annual reports from us, no black box secrets
  • Fair and simple fees – never exceeding 1% for portfolio management; standard trading fees; no other management, wrap or brokerage fees.

You can read more about each of these elements on our About page. Or you can talk to some of our clients; we’re happy to arrange that.

Purpose, passion, and generosity – the Two Point Capital values

  • Put the interests of the clients before everything.
  • Be present, open and honest at all times and in all interactions.
  • Always produce excellence, individually and collectively.
  • Operate on the premise that ‘we are all in this together,’ understanding that we only succeed in our mission as a team.
  • Live and work with integrity.
  • Seek out information, insight and understanding.
  • Take pride in the quality of our work.
  • Invest in and give back to our communities—toward the vision that everyone can live a richer life.

The Two Point Capital values reflect our true beliefs. They don’t make us right for everyone, but they fuel our passion for our work – always good for our clients– and they help us sleep well at night, too.

— Jack McGowan, Two Point Capital founder

Save your energy for the battles that matter

You need all of your considerable intellectual and emotional bandwidth to do the work you were meant to do—whether it’s running a successful business or helping kids get to college. Don’t waste a minute of it worrying about your investment portfolio, even when times are turbulent.

Unpredictable doesn’t have to be unnerving

Volatile markets almost always test the nerves of professional investors and money managers, particularly those who rely on mutual funds and lack direct experience in buying and selling stocks, and those who have a singular buy/sell strategy, such as growth or value. If even the professionals can feel a little shaky, it’s no wonder that their clients find it hard to sleep.

We designed an investment strategy to take advantage of volatility

At Two Point Capital Management, we welcome volatile markets, because they are the best time and place to find investment opportunities. In fact, our clients tell us they anticipate the coming of a more active market with some enthusiasm.

Volatility is actually the norm in the stock market, and not the exception. So we’ve spent decades looking for the best ways to maximize opportunities during turbulent times, without taking undue risk. Our strategy is a proprietary, hybrid approach. We call it Value+Quality™ and it makes use of the best features of value investing, growth investing, and what used to be called “blue-chip” investing.

We look for bargains or “value,” but only in companies that we feel are sound, well managed, and poised to grow nicely over the long term. That requires knowing individual companies on an intimate basis. Investment managers who like to make “the big sector calls”—Buy oil! Buy coal! Buy technology!—have a hard time navigating an up-and-down market; its unpredictability works against their strategy.

an up-and-down market; its unpredictability works against their strategy.

Now is not the time to sell. Now is the time to reinvest.

Volatility brings opportunity. It requires more research and harder work, and it might be found in different companies than those whose stock you have held before. You won’t find opportunity everywhere, If you are invested in mutual funds, you may well be over-diversified during a volatile market.

“There are specific tactical adjustments we make for our clients in an up-and-down market that reduce overall risk—placing us in a good position to leverage the next opportunity we uncover.”

—Jack McGowan, founder, Two Point Capital Management

“…do not squander time, for that is the stuff life is made of.”

— Benjamin Franklin